The Importance of Financial Retirement Planning

Working adults often get so tied down with day to day concerns and the normal chaos that life brings that they forget to take the time to properly prepare for retirement. An estimated 65% of Americans each year fail to prepare properly for the years in which they will be unable to work. With the current economic system, it is unwise for working individuals to rely solely upon the government for assistance with living expenses during what should be the golden years. For this reason, it is extremely important for people to begin to prepare for retirement as early as possible. Companies like Wealth Solutions, which assist families with retirement planning in Texas, are often extremely beneficial with regards to planning for retirement investments and expenses.

Wealth Solutions was founded by Richard Blair, a registered financial advisor with over a decade’s experience with retirement financial planning. Blair established the company with the intentions of assisting families with planning their retirement from beginning to end. The process of retirement planning can be tedious and stressful when taken on alone, so Wealth Solutions’ aim is to make the process as easy as possible. The goal of the company is ultimately lift the burden of retirement planning and to make the process as profitable and as seamless as possible.

Richard Blair has always held a passion for helping individuals set up retirement plans that would benefit both them and their families at an important time in their lives. Richard Blair understands the heart ache and pain that can be caused by a lack preparation. Blair also understands how difficult it can be for working adults to find the time in their busy lives to actually sit down and make a plan for a substantial investment in their futures. This is why Wealth Solutions has created a stream lined process that is designed to help families quickly and effortlessly choose a plan that they feel would be most beneficial to them in the long run. Blair personally assists customers in selecting a plan based on personal factors like the client’s income, assets, and desired quality of life at retirement age. He also helps customers realistically decide the kind of lifestyle that they will be able to afford during these important years. Blair understands the importance of making difficult choices now, so that during retirement years, families can focus on important things like family. Retirement should be about the enjoyment of family and relaxing after a lifetime of work and should not be burdened due to a lack of planning.

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Wealth Solutions – Richard Blair


Thor Halvorssen Has Reservations About Socialism

Thor Halvorssen had some strong cautionary words to offer in a recent interview with Fox. He was asked about his perspective on democratic socialism and the problems he has with this political and economic system. Thor Halvorssen gave an incredibly detailed and articulate explanation of the extreme dangers inherent with adopting a socialist system of government. He was asked to speak about this trending issue in light of the presidential campaign of U.S. Senator Bernie Sanders. Senator Sanders has hit the campaign trail hard to talk about the possibilities through socialism and how they might improve society as a whole in the U.S. Many of these ideas have been gaining in popularity because a large portion of the population in this country is still trying to recover from the economic crisis of 2008 and faces serious obstacles in maintaining a middle class status. Although Halvorssen said that he thinks Sanders would make a better president than Hillary Clinton, he had some serious warnings to issue about the socialist policies that Sanders would like to see implemented if he were elected.


First of all, Halvorssen qualifies his statements about socialism by saying that not all governments that adopt socialist policies end up violating the human rights of their citizens. Rather, this is true in some of the socialist countries that have morphed into authoritarian regimes over time. Halvorssen offers up the example of Venezueal as strong evidence of what can happen if the power of government is left unchecked. In socialism, Halvorssen offers, the government has a lot of power in fixing prices and controlling the supply of goods. This can, in extreme circumstances, allow the government to loot resources from the people and take away private property rights. If this happens with essential resources, then there can be a very real humanitarian crisis based on extreme resource shortages. In this way, according to Halvorssen, the government ends up taking away the rights of the citizens to provide for themselves and leaves them completely at the mercy of the people in power to secure the resources they need to survive each day.

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The Life And Philanthropic Achievements Of Dick DeVos.

Dick DeVos is a Michigan-born businessman, philanthropist, politician, and sportsman. As a philanthropist, he’s the founder and major donor to the Dick & Betsy DeVos Family Foundation. Dick DeVos started this nonprofit charity in collaboration with his wife. The DeVos Family Foundation is a development oriented charity organization. This foundation pushes for the growth and development of local communities globally. The DeVos Family Foundation also partners with several organizations to institute programs that increase the viability communities. So far his foundation has engaged in numerous community initiatives mainly in Michigan and the rest of United States. It has also worked internationally in many countries.

Dick DeVos and his wife Betsy started this family foundation in 1989. This couple has been together for over 30 years, and they have managed to achieve significant milestones together. The DeVos family is made up of their four children and one daughter-in-law. There is also two sons-in-law and two young granddaughters. Family aside, Dick Devos has had a very prosperous business career. His success started he was still a young student at Northwood University. He successfully graduated with one of the highest scores in business. He had earlier attended the Forest Hills Public Schools before he joined Northwood University.

After his graduation in 1974, he joined his father’s business franchise Amway Corporation. He showed a lot of dedication in his work and a great desire for success. He was able to head at various notable divisions of this firm as he graduated to the top executive level. Dick DeVos was appointed the Vice President of this firm in 1984. In this position, he successfully led to the growth of Amway International to 18 new markets. In 1991, Dick DeVos bought the NBA basketball franchise, Orlando Magic. He became the chief executive officer and the president of this basketball franchise. In 1993, Dick DeVos became the president of Amway International.

As a sportsman, Dick DeVos has been the National Champion sailor twice. This February he joined other 31 sailors to compete for the 2016 Gold Cup. This two-day event was organized by Lauderdale Yacht Club (LYC). Dick DeVos is a very talented and experienced sailor. By the turn of the second day, he was leading with one point. He was ahead of Alessandro Rombelli, the current World Champion. His other kin, Rick DeVos who is also very talented and passionate about sailing came in fifth.

Venezuelan Imports in Trouble

The Financial Times just reported that there are serious concerns over the state of Venezuela’s imports, which continue to plunge at a drastic rate. In the past year alone, Venezuela’s imports have dropped 40 percent.  In fact, the article reports that Venezuela is actually in the middle of the world’s deepest recession right now because of the energy crisis that is capsizing the country.
While Venezuela is home to the largest oil reserves in the world right now, the contraction in imports is a serious blow to the country’s economy as well as international markets. According to expert Danilo Diaz Granados, the drop in imports for Venezuela is completely unprecedented, and only time will tell how damaging this economic downturn will be for the country and the region at large.

Diaz Granados also said, that though the government of Venezuela has been steadily decreasing government spending and implementing a series of intense austerity measures to prevent the country from total economic and political collapse, there appears to be little hope that this will completely stabilize the country. With inflation rates currently spiraling out of hand, no amount of reduction in spending at this rate will make a serious dent in the magnitude of economic turmoil for the country.