There are many issues currently in Wall St. that are perfectly depicted in the movie Money Monster that has recently been released. The movie is a fictional tale about a small investor who becomes increasingly disgruntled and outraged by the way that Wall St. investor firms favor the wealthy and the rich until he reaches a breaking point of violence.

While the movie Money Monster is fictional, the motivations behind it are not, Brad Reifler tells us. There are legitimate issues surrounding Wall St. that are causing middle class Americans throughout the country to become increasingly irritated and frustrated with the system that they believed to be helping everyone. Inherently, Wall St. has a bias towards the wealthier individuals who choose to invest large sums of money, especially over middle class Americans who can not afford to spend a large amount of capital on investments.

The root of the issue is accreditation and the process involved in becoming a certified investor. Theoretically, this is a seal of approval that shows that someone is a competent financial planner. In reality, however, it more often than not is a sign of high social status because of the difficulty in time and money that is dedicated to achieving accreditation.

Issues that arise as a result of this include investment options and fees associated with portfolios. Fees are charged on all portfolios in the form of both management fees and performance fees. In essence, regardless of the quality of work, brokers will get rich while the investor pays their paycheck. In addition, investment options that are open to non-accredited investors are very slim. While the wealthy have the option to choose from investments such as private equity firms and hedge funds, middle class Americans are stuck picking options that are highly correlated to the stock market. This makes the options available for the 99% very risky.

Brad Reifler aims to solve these problems with Forefront Capital. Through his firm, Brad Reifler will charge no management fees and provide sound financial planning portfolios to individuals who are not certified This will allow equal footing for all Americans while investing.  Be sure to check out Brad on his Twitter, as well as his official About.me profile.